Since 1999, Seguros360 has been the pioneering source and leading online platform for international health insurance for individuals, families and businesses across Latin America. Our commitment is total transparency: we show you what insurance companies don't tell you.
✓Total Transparency
✓Independent Advice
✓Cutting-Edge Technology
✓Multichannel Support
✓No Fine Print
✓Guaranteed Renewal
25+
Years of IPMI Experience
2,500+
Families Protected
190+
Countries of Coverage
8+
Insurers
4.9/5
Satisfaction
What our clients say
★★★★★
10+ years
«¡Extraordinary company! At Seguros360, they always go the extra mile in a friendly and professional way. They are not only experts in the field, they also offer impeccable service and their response time is immediate.»
BC
Bernardo Cohen R
Verified client
★★★★★
15+ years
«I have been a client of Seguros360 for over 15 years and I can confirm it has been the best decision I have ever made. The excellent service, professionalism and human warmth I have received is incomparable.»
MB
Maria Beatriz Ossorio
Verified client
★★★★★
12+ years
«I am happy with Seguros360. They provide wonderful care and always help us immediately. At one point I had a delicate health issue, but fortunately I only had to focus on feeling better.»
HE
Helena Esayag
Verified client
🚀
Enterprise CRM Platform
Value: $497/month — FREE for you
📊
Sales Pipeline
Manage prospects with AI
📧
Email Marketing
Automated campaigns
📱
SMS & WhatsApp
Multichannel communication
🔄
Automations
Smart workflows
📈
Reports
Real-time analytics
🗓️
Calendar
Schedule appointments automatically
💎 EXCLUSIVE SUPER BENEFIT
Enterprise CRM
100% Free for Agents
Seguros360 is not just a wholesaler. We are your technology partner. When you partner with us, you get full access to our Go High Level CRM platform — an enterprise system that normally costs $497/month.
Use it for ALL your business, not just for IPMI. Manage leads, automate follow-ups, send email and SMS campaigns, schedule appointments automatically, and much more.
How to maintain access?
Simple: 1 IPMI policy per month with Seguros360 keeps your active access to the complete CRM. No hidden fees, no surprises.
Everything you need to know about international health insurance
What is IPMI insurance?▼
IPMI (International Private Medical Insurance) is a health insurance designed for people who live, work, or travel frequently outside their home country. Unlike local insurance, IPMI policies offer global coverage at top-tier hospitals and clinics in over 190 countries, with guaranteed renewal regardless of your age or health status.
Do they cover pre-existing conditions?▼
It depends on the insurer and the selected plan. Some policies offer coverage for pre-existing conditions after a waiting period (generally 12-24 months). Others offer immediate coverage with a surcharge. Our advisors help you find the best option based on your specific medical situation.
How much does IPMI insurance cost?▼
Prices vary by age, coverage area, deductible and plan type. Individual plans start from $89/month (Essential) to $320/month (Elite). For families, costs range from $200-$800/month depending on the number of members and coverage level. Use our quoter to get a personalized estimate in 90 seconds.
In which countries do I have coverage?▼
IPMI policies cover 190+ countries. You can choose Global coverage (includes USA), Global excl. USA (more affordable), Latin America, or Regional. Your policy is portable — it follows you wherever you go. If you move countries, your insurance moves with you without the need for a new medical underwriting.
How long does it take to receive my quote?▼
With our automated quoter, you can get a price estimate in less than 90 seconds. For a formal quote with detailed plan comparison, our artificial intelligence system processes your request and sends you the options via WhatsApp or email within minutes.
Which insurers do you work with?▼
We work with the most recognized international insurers: VUMI Group (40+ years), Best Doctors Insurance (35+ years), Ever Health, BMI, American Fidelity and Bupa. Each has distinct strengths, and our job is to recommend the best option for your profile and budget.
How does the claims process work?▼
There are two methods: direct payment (the insurer pays the hospital directly — no out-of-pocket expense on your part) or reimbursement (you pay and get reimbursed within 5-15 business days). Most hospitals within the network accept direct payment. We assist you throughout the entire process from start to finish.
How do I become a Seguros360 agent?▼
Visita nuestra página de agentes y completa el formulario de aplicación. Nuestro proceso incluye evaluación, capacitación en Academia 360, certificación, y activación. Como agente recibes: comisiones del 20-27% basadas en volumen de primas, Enterprise CRM gratuito (valor $497/month), acceso a 50+ cursos de formación, y soporte técnico completo.
Protect what matters most
Compare plans from 8+ international insurers in minutes. No registration, no commitment.
ever
American Fidelity
Bupa