Compare international health insurance in a second, backed by Seguros360.
We tell you everything the insurance companies don’t want you to know.
Compare international health insurance intelligently
We show you what insurance companies don’t tell you. Compare in 3 steps, no sign-up and no phone calls. Policies from VUMI, Best Doctors, Ever Health, BMI, American Fidelity and Bupa.
Quote Your Insurance in 90 Seconds
No sign-up · No phone calls · 100% transparent
Global190+ countries
Global • Family of 4 • $1,000 DeductibleMonthly payment includes an 11% surcharge
Why choose Seguros360?
Pioneering source and online leader in international health insurance since 1999
Quotes in MinutesCompare plans from multiple insurers in minutes with our automated, AI-powered quoting tool.
Personalized AdviceCertified advisors who know every plan in depth. We recommend the best option for your specific situation.
No Sign-Up RequiredGet quotes anonymously and confidentially. You don’t need to share personal information until you’re ready.
Worldwide CoveragePortable policies that protect you in 190+ countries with guaranteed lifetime renewal, regardless of your age.
Plans that adapt to your life
International medical coverage from $89/month with guaranteed renewal
From $1,068/year
From $2,220/year
From $3,840/year
27 years protecting families
Since 1999, Seguros360 has been the pioneering source and online leader in international health insurance for individuals, families and businesses across Latin America. Our commitment is total transparency: we show you what insurance companies don’t tell you.
What our clients say
An extraordinary company! Seguros360 always goes the extra mile, in a friendly and professional way. Not only are they experts in the field, they also deliver impeccable service, and their response time is immediate.
I have been a Seguros360 client for more than 15 years and I can say it has been the best decision I have ever made. The excellent service, professionalism and human warmth I have received are unmatched.
I am happy with Seguros360. They provide wonderful care and always help us immediately. At one point I had a delicate health problem, but fortunately all I had to worry about was getting better.
Frequently asked questions
Everything you need to know about international health insurance
What is IPMI insurance?
IPMI (International Private Medical Insurance) is health insurance designed for people who live, work or travel frequently outside their home country. Unlike local insurance, IPMI policies offer global coverage at top-tier hospitals and clinics in more than 190 countries, with guaranteed renewal regardless of your age or health status.
Do they cover pre-existing conditions?
It depends on the insurer and the plan selected. Some policies cover pre-existing conditions after a waiting period (usually 12–24 months). Others offer immediate coverage with a surcharge. Our advisors help you find the best option for your specific medical situation.
How much does IPMI insurance cost?
Prices vary by age, coverage area, deductible and plan type. Individual plans start at $89/month (Essential) and go up to $320/month (Elite). For families, costs range from $200 to $800/month depending on the number of members and the level of coverage. Use our quoting tool to get a personalized estimate in 90 seconds.
In which countries am I covered?
IPMI policies cover 190+ countries. You can choose Global coverage (includes the USA), Global excluding the USA (more affordable), Latin America, or Regional. Your policy is portable — it follows you wherever you go. If you move to another country, your insurance moves with you, with no new medical underwriting.
How long does it take to get my quote?
With our automated quoting tool you can get a price estimate in under 90 seconds. For a formal quote with a detailed plan comparison, our AI system processes your request and sends you the options by WhatsApp or email within minutes.
Which insurers do you work with?
We work with the most recognized international insurers: VUMI Group (45+ years), Best Doctors Insurance (35+ years), Ever Health, BMI, American Fidelity and Bupa. Each has different strengths, and our job is to recommend the best option for your profile and budget.
How does the claims process work?
There are two options: direct payment (the insurer pays the hospital directly — no out-of-pocket cost for you) or reimbursement (you pay and are reimbursed within 5–15 business days). Most in-network hospitals accept direct payment. We assist you throughout the entire process, from start to finish.
How do I become a Seguros360 agent?
Visit our agents page and complete the application form. Our process includes evaluation, training at Academia 360, certification and activation. As an agent you receive: commissions of 20–27% based on the number of policies you write per year, a free Enterprise CRM ($297/month value), access to 50+ training courses, and full technical support.
Protect what matters most
Compare plans from 6 international insurers in minutes. No sign-up, no commitment.
Did your insurer reject a medical claim?
Tell us your case by voice and we'll explain the real reason for the rejection and what options you have. Free, no commitment, with any insurer.